Pörssitiedote - Akaa, Alajärvi, Alavus, Häijää, Hämeenlinna, Hamina, Hammaslahti, Hauho, Seinäjoki Hyllykallio, Lempäälä Ideapark, Ilmajoki, Imatra Keskusta, Jalasjärvi, Joensuu, Joroinen, Joutseno, Kankaanpää, Kauhajoki, Kihniö, Kotka, Kouvola, Kuortane, Lappeenranta, Mikkeli, Online-palvelutiimi, Parikkala, Parkano, Riihimäki, Savonlinna, Seinäjoki Keskusta, Imatra Vuoksenniska, Tampere, Tuuri & Kurikka
Operations have continued steadily during the review period of January 1 - June 30, 2015
Oma Säästöpankki Oy and Etelä-Karjalan Säästöpankki Oy joined forces on November 30, 2014 so that Etelä-Karjalan Säästöpankki Oy merged to Oma Säästöpankki Oy. Oma Säästöpankki Oy's and Etelä-Karjalan Säästöpankki Oy's consolidated results are presented as the results of the review period in order to improve comparability. Consolidated solvency details have not been calculated for the comparable period.
Oma Säästöpankki Oyj's business operations have continued steadily during the review period. The growth of deposits and lending has occurred in accordance with the bank's objectives. At the end of June, deposits amounted to 1,294.7 million euros. All lending, including intermediated lending, amounted to 1,493.2 million euros at the end of June. In the last 12 months, deposits grew by 1.9 % and the growth of loans totalled 1.5 % in the same period compared to the consolidated results of Oma Säästöpankki Oy and Etelä-Karjalan Säästöpankki Oy one year ago.
Basic banking operations performed better than last year. The bank's operating profit during the period was 10.2 million euros (10.7), which was 0.5 million euros less than during the comparable period. This is attributed to non-recurring items. On the annual level, the operating profit was 1.2 % (1.3 %) of the balance.
During the end of the year, the bank's solvency and performance are expected to remain at a healthy level. The amount of deposits and lending are expected to grow steadily. Despite the weak general economic trends, net depreciation should remain at a reasonably low level during the current year, even though they are expected to increase slightly over the previous accounting period. However, as economic factors potentially decline further and as housing market problems become protracted, the risks related to depreciations will also increase.
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