Oma Säästöpankki is the largest and financially strongest savings bank in Finland

Oma Säästöpankki has a balance of 2,7 billion euros. Thanks to the realised mergers and restructuring that proved to be functional, Oma Säästöpankki has become asignificant operator in the financial field and we have been able to quickly respond to the requirements of the tightened banking regulations.

Oma Säästöpankki's strong financial position creates a solid foundation to develop business operations that serve customers. We place a great emphasis on developing our branches. Branches operate independently and they possess vast authority and ability to react quickly to the needs of customers and the economy as a whole. Oma Säästöpankki is managed in accordance with commercial principles and its relations in terms of responsibility and power are clear and transparent.

Solvency to be commended

Oma Säästöpankki has a balance of over 2,7 billion euros and an earnings balance of nearly three billion euros. It has accumulated its own funds that are worth over 240 million euros so the bank's solvency is to be commended. The bank produces annual profits of approximately 30 million euros, which enables the necessary investments also in the future and secures our solvency as our business volume continues to increase.

Number of customers on the rise

We have approximately 135,000 customers. The number of customers is on a steady increase. We employ around 250 people in altogether 39 branches. The cornerstone of our operations is to serve our customers personally and be local and close to the customer through the traditional as well as the digital channels.

We now operate in eight regions

Oma Säästöpankki was established in 2009, when Kuortaneen Säästöpankki and Töysän Säästöpankki joined forces. Parkanon Säästöpankki joined Oma Säästöpankki in 2013. The Hämeenlinna area based Kantasäästöpankki, Suodenniemen Säästöpankki and Etelä-Karjalan Säästöpankki joined in 2014. Joroisten Osuuspankki and Pyhäselän Osuuspankki merged with Oma Säästöpankki in the autumn of 2015.

The bank, using the OmaSp marketing name, currently operates in the regions of Etelä-Karjala, Etelä-Pohjanmaa, Etelä-Savo, Häme, Kymenlaakso, Pirkanmaa, Pohjois-Karjala and Satakunta. More detailed locations can be found here.

Savings bank foundations govern assets of over 200 million euros

The bank, operating in the form of a joint stock company, is owned by the local savings bank foundations. The foundations receive annual dividends that are spent on non-profit activities promoting the savings bank ideology and benefiting their own industry. Foundations govern assets of over 200 million euros.

Contact details

Pasi Sydänlammi

+358 45 657 5506
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Deputy CEO
Pasi Turtio

+358 20 758 2202
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Annual Reports

Annual Report 2017 (pdf) 
Annual Report 2016 (pdf) 
Annual Report 2015 (pdf) 
Annual Report 2014Annual Report 2014 (pdf)


Interim Reports

Interim Report H1/2017 (pdf) 
Interim Report H1/2016Interim Report H1/2016 (pdf)
Interim Report H1/2015Interim Report H1/2015 (pdf)
Interim Report H1/2014 (pdf) 


Balance Sheets

OmaSp was formed when the savings banks of Töysä and Kuortane merged in 2009. Parkanon Säästöpankki joined Oma Säästöpankki in 2013. Kantasäästöpankki, Suodenniemen Säästöpankki and Etelä-Karjalan Säästöpankki joined in 2014.

2015 Oma Säästöpankki2012 Parkanon Säästöpankki
2014 Oma Säästöpankki2012 Suodenniemen Säästöpankki
2013 Oma Säästöpankki2011 Oma Säästöpankki
2013 Etelä-Karjala Savings Bank2011 Etelä-Karjala Savings Bank
2013 Kantasäästöpankki2011 Kantasäästöpankki
2012 Oma Säästöpankki2011 Parkanon Säästöpankki
2012 Etelä-Karjala Savings Bank2011 Suodenniemen Säästöpankki
2012 Kantasäästöpankki 

Oma Säästöpankki is committed to continuously maintain an overcollateralization at a level commensurate with the S&P rating level of ‘AAA’. On Dec 12, 2017 S&P Global Ratings (S&P) assigned ‘AAA’ credit rating to Oma Säästöpankki’s mortgage covered bond program and proposed issuance.

Listing Prospectus

Oma Sp Covered Bnd TAP Final Terms 12.12.2022
Oma Savings Bank Investor Presentation 06/2018
Oma Säästöpankki Oyj Bond Programme Supplement 1 21.6.2018
Oma Säästöpankki Oyj EUR 250m Covered Bond maturing on 12 December 2022
Oma Savings Bank ECBC HTT 31.3.2018
Oma Savings Bank ECBC NTT 31.3.2018
Oma Savings Bank ECBC NTT 31.12.2017
Oma Savings Bank ECBC NTT 30.11.2017
Oma Säästöpankki Oyj Bond Programme Prospectus 20.11.2017
Oma Savings Bank Investor Presentation 11/2017
Oma Säästöpankki Oyj Bond Prospectus 3.4.2017