Current account | Oma Savings Bank

Manage your everyday finances with a current account

Day-to-day shopping, financial management and paying invoices are easy to take care of through the current account. Have your regular income, such as your salary or pension, directed into your account and choose how you pay your invoices. You can link to your current account all of the modern banking services and manage your finances conveniently online and in our app. You can link a bank card, online bank services, OmaMobiili, e-invoices and direct payments to the account. The current account is suitable as a joint account for the entire family or as a child’s bank account.

When it is time to open a bank account for a child, the parents need to make an appointment with one of our expert. You can make an appointment at the bank’s branch or book a web conference.
Both of the child’s guardians must be present at the meeting or the other guardian must have a power of attorney. The guardians’ identity must be possible to authenticate using a valid personal ID.
The parents can already, prior to the meeting, familiarise themselves with the power of attorney for managing a child’s banking and fill it in if they wish. The guardians use the power of attorney to define what agreements the other guardian can make and what terms of use will be set for the child’s bank account.
If the minor simultaneously receives instruments for using the account such as a bank card or online bank, they must also have a valid ID or passport with them.
You will receive an account number for the new account immediately when both parents or a parent with a power of attorney have signed the account agreement. The card and PIN number will be sent to the child’s home address by post.

When you wish to open a new account, contact your bank. You can send us a message in OmaMobiili or the online bank, visit our branch or discuss things in our chat or phone service where you provide your banking codes as authentication. Opening an account is quick.

Switching banks is easier than you might think. At OmaSp, you will receive expert service from a professional who knows your finances and your needs. Our advisors will help you with the practical details and ensure that you receive banking services tailored for your needs and life situation.